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Pradhan Mantri Awas Yojana (PMAY)

Home Loans Now for Everyone

Get 6.5% interest subsidy (up to ₹ 2.67 lakhs) directly in your loan account which will substantially bring down your EMI.

Subsidy benefits under Pradhan Mantri Awas Yojana*

Category Criteria - Annual
Household Income#
Maximum Amount
of Interest Subsidy
EWS up to ₹ 3 lakhs ₹ 2.67 lakhs
LIG ₹ 3 lakhs to ₹ 6 lakhs ₹ 2.67 lakhs

Who are eligible?

  • Beneficiary family should comprise of husband, wife and unmarried children.
  • The beneficiary family should not own a pucca house either in his/her name or in the name of any member of his/her family in India.
  • For EWS & LIG category, property must be owned by women (Single or Jointly).
  • Property to fund must be in Urban area as enlisted by the Govt.

For list of required documents, please click here.

#Maximum subsidy amount is calculated basis the minimum loan amount of ₹ 6 lakhs for EWG and LIG customers with loan tenure of 20 years. If loan amount or loan tenure is less than as specified, then subsidy amount will also get reduced.
* This is a summary of the scheme for easy understanding purpose only. For more information regarding the same, visit the official website:
The details given under PMAY (Pradhan Mantri Awas Yojana) are indicative and not exhaustive. For more information regarding the same, visit the official website:


You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below



Customers can easily download documents & forms to apply for their home loans. Read More

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