Aadhar Gram Unnati

Presenting Aadhar Gram Unnati, a unique initiative born from the undying need of ‘safe’ housing in smaller towns & districts in India.

Our products are suited not only to your income, but also tailored to ensure easy repayment and access to your dream home; irrespective of your profession or social status.

Key Highlights of Aadhar Gram Unnati

  • No Income Bias
  • No Profession Bias
  • No Income Proof*
  • Easy Repayment Options
  • Doorstep Service

Our Product Offerings

  • Home Purchase Loan
  • Home Construction Loan
  • Plot Purchase Loan
  • Plot Purchase + Construction Loan
  • Home Improvement Loan
  • Home Extension Loan
  • Loan Against Property
  • Balance Transfer
  • Commercial Property Construction/Extension Loan

Who can apply for a home loan?

  • Individuals from both formal and informal segments
  • Government employees
  • Small business owners
  • Individuals with cash salary & no income proof
  • Employees from class 4 & 5 grade

Avail your home loan in 6 easy steps:

  • Step 1: Submit application form along with required documents and login fee
  • Step 2: Branch Team verifies the documents and completes background checks
  • Step 3: Personal discussion to evaluate loan eligibility
  • Step 4: Home Loan is sanctioned
  • Step 5: Technical and legal verification is done with respect to the property documents
  • Step 6: Your Home Loan is disbursed

Click here to Apply

For list of required documents, please click here.

*Conditions apply


You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below


Branch Locator

Find nearest branch

Customer Service

Customer Service

For customer grievances, enquiry, feedback please email your concerns/issues to or
Call us at : 1800 3004 2020 (Toll Free)