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Home Extension Loan

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Home Extension / Renovation Loans Online

A growing family requires additional space. You may want to give your kids a room of their own. Additional space may be required for different needs such as accommodating more people, allocating spaces for particular events like construction of a special pooja room.

We at Aadhar will help you extend your home and provide financial support through our home extension loans. You also have the option to apply for home extension loans online with Aadhar Housing Finance.

Loan Amount

You can avail a home extension loan online from Aadhar Housing Finance up to ₹1 Crore. However, this amount cannot exceed 100% of the estimated cost of extension as certified by the chartered engineer or 100% of the cost that is estimated by our officer. The estimate that is lower will be considered. This amount is subject to a maximum of 80% of the overall market value of the property (75% in case the loan amount exceeds ₹75 Lac).


Be it the addition of a new room, or construction of new floors within the premises of your home, you can avail of an Aadhar home extension loan. You can use this loan to extend your home in any way that you would like. Make sure that you have researched beforehand and decided on the aspects of your home that you would like to extend for a hassle-free process.

You can use our home loan eligibility calculator to understand your home loan eligibility depending on your financial background.

Loan Eligibility Calculator


Maximum loan tenure for Bank Salaried is 30 years. For Cash Salaried, the maximum tenure is 20 years subject to retirement age. For Self Employed Professional/Self Employed Non-Professional, the loan tenure can be up to 20 years (on the condition that borrower’s age on loan maturity date remains less than 70 years). With such a flexible tenure, you can repay your loan without any financial stress.


You can start your repayment journey by paying monthly EMIs. The EMI amount that you have to pay depends on factors such as the tenure of the home loan, the interest rate on the loans, and the quantum of the loan. You can calculate the EMI to be repaid on your home loan by using our EMI calculator.

EMI Calculator

Applicant and Co-Applicant

You can apply for home loans offered by Aadhar Housing Finance either with a co-applicant or by yourself. It is not necessary for the co-applicant to be a co-owner of the property. However, all the co-owners should be co-applicants for the home loan. When you apply for home extension loans online, your co-applicants can be your parents, spouse, or children*.

To get more information, click on the "Apply for Loan" button and share your details. An Aadhar representative will contact you shortly you submit the application form. You can also walk into the nearest Aadhar Housing Finance branch. To view the entire list of all available branches of Aadhar Housing Finance, please click here

For list of required documents, please click here.

*Terms & Conditions apply. Credit is to be extended at the sole discretion of Aadhar Housing Finance Ltd.


You can now avail subsidy from the Central Govt. on purchase of your first house under "Pradhan Mantri Awas Yojna". For more details click below


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